.institution-page,
.institution-page * {
  box-sizing: border-box;
}

.institution-page {
  margin: 0;
  min-width: 320px;
  color: var(--krds-gray-90);
  background: var(--krds-gray-0);
  font-family: "Pretendard GOV", Pretendard, "Noto Sans KR", -apple-system, BlinkMacSystemFont, sans-serif;
  line-height: 1.6;
  word-break: keep-all;
}

.institution-page h1,
.institution-page h2,
.institution-page h3,
.institution-page p,
.institution-page ul,
.institution-page ol,
.institution-page dl,
.institution-page dd {
  margin: 0;
}

.institution-page ul,
.institution-page ol {
  padding: 0;
  list-style: none;
}

.institution-page a {
  color: inherit;
}

.institution-page img {
  display: block;
  max-width: 100%;
}

.institution-page .hidden {
  display: none !important;
}

.skip-link {
  position: fixed;
  z-index: 1000;
  top: 0.75rem;
  left: 0.75rem;
  padding: 0.75rem 1rem;
  color: #fff !important;
  background: var(--krds-primary-70);
  border-radius: var(--krds-radius-md);
  transform: translateY(-160%);
}

.skip-link:focus {
  transform: translateY(0);
}

.institution-shell {
  width: min(100% - 3rem, 1200px);
  margin-inline: auto;
}

.institution-nav {
  position: fixed;
  z-index: 100;
  inset: 0 0 auto;
  height: 72px;
  background: rgba(255, 255, 255, 0.98);
  border-bottom: 1px solid rgba(205, 209, 213, 0.7);
  transition: box-shadow 180ms ease, height 180ms ease;
}

.institution-nav.site-nav--scrolled {
  box-shadow: var(--krds-shadow-2);
}

.institution-nav__inner {
  width: min(100% - 3rem, 1200px);
  height: 100%;
  margin-inline: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.institution-nav__brand {
  color: var(--krds-primary-90) !important;
  font-size: 1.35rem;
  font-weight: 800;
  letter-spacing: -0.04em;
  text-decoration: none;
}

.institution-nav__links {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.institution-nav__links > a:not(.institution-nav__cta) {
  color: var(--krds-gray-70);
  font-size: 0.9375rem;
  font-weight: 600;
  text-decoration: none;
  transition: color 150ms ease;
}

.institution-nav__links > a:not(.institution-nav__cta):hover {
  color: var(--krds-primary-60);
}

.institution-nav__cta {
  padding: 0.65rem 1.2rem;
  color: #fff !important;
  background: var(--krds-primary-50);
  border-radius: var(--krds-radius-md);
  font-size: 0.875rem;
  font-weight: 700;
  text-decoration: none;
  transition: background 150ms ease, transform 150ms ease;
}

.institution-nav__cta:hover {
  background: var(--krds-primary-60);
  transform: translateY(-1px);
}

.institution-nav__toggle {
  display: none;
  width: 44px;
  height: 44px;
  padding: 0;
  align-items: center;
  justify-content: center;
  color: var(--krds-primary-90);
  background: transparent;
  border: 0;
  border-radius: var(--krds-radius-md);
}

.institution-nav__toggle svg {
  width: 24px;
  height: 24px;
}

.institution-hero {
  position: relative;
  overflow: hidden;
  color: #fff;
  background: linear-gradient(180deg, #03163a 0%, #052561 100%);
}

.institution-hero__grid {
  position: absolute;
  inset: 0;
  opacity: 0.75;
  background-image:
    linear-gradient(rgba(37, 110, 244, 0.07) 1px, transparent 1px),
    linear-gradient(90deg, rgba(37, 110, 244, 0.07) 1px, transparent 1px);
  background-size: 64px 64px;
  pointer-events: none;
}

.institution-hero__inner {
  position: relative;
  z-index: 1;
  min-height: 660px;
  padding-top: 132px;
  padding-bottom: 70px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr);
  align-items: center;
  gap: 3rem;
}

.institution-hero__copy {
  padding-bottom: 0.5rem;
}

.institution-hero h1 {
  max-width: 650px;
  font-size: clamp(2.65rem, 4.25vw, 3.55rem);
  line-height: 1.24;
  letter-spacing: -0.055em;
  text-wrap: balance;
}

.institution-hero__lead {
  max-width: 620px;
  margin-top: 1.5rem !important;
  color: var(--krds-secondary-20);
  font-size: 1.0625rem;
  line-height: 1.8;
}

.institution-hero__actions {
  margin-top: 2rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
}

.institution-button {
  min-height: 48px;
  padding: 0.75rem 1.4rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid transparent;
  border-radius: var(--krds-radius-md);
  font-family: inherit;
  font-size: 0.975rem;
  font-weight: 700;
  line-height: 1.4;
  text-decoration: none;
  cursor: pointer;
  transition: background 150ms ease, border-color 150ms ease, transform 150ms ease, box-shadow 150ms ease;
}

.institution-button--primary {
  color: #fff !important;
  background: var(--krds-primary-50);
}

.institution-button--primary:hover {
  background: var(--krds-primary-60);
  box-shadow: 0 8px 22px rgba(37, 110, 244, 0.24);
  transform: translateY(-1px);
}

.institution-button--secondary {
  color: #fff !important;
  background: transparent;
  border-color: rgba(255, 255, 255, 0.52);
}

.institution-button--secondary:hover {
  border-color: #fff;
  background: rgba(255, 255, 255, 0.08);
}

.institution-hero__trust {
  margin-top: 1.8rem !important;
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem 1.15rem;
  color: #d8e5fd;
  font-size: 0.85rem;
}

.institution-hero__trust li {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
}

.institution-hero__trust svg {
  width: 17px;
  height: 17px;
  color: var(--krds-primary-40);
  stroke-width: 2;
}

.institution-product-frame {
  overflow: hidden;
  background: var(--krds-gray-90);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 12px;
  box-shadow: 0 28px 60px rgba(0, 0, 0, 0.34);
}

.institution-product-frame__bar {
  min-height: 34px;
  padding: 0 0.8rem;
  display: flex;
  align-items: center;
  gap: 6px;
  color: #fff;
  background: var(--krds-gray-95);
}

.institution-product-frame__bar span {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--krds-gray-60);
}

.institution-product-frame__bar strong {
  margin-left: 0.35rem;
  font-size: 0.72rem;
  font-weight: 600;
}

.institution-product-frame img {
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 10;
  object-fit: cover;
}

.institution-section {
  padding-block: 6.5rem;
}

.institution-section h2,
.institution-apply h2 {
  color: var(--krds-primary-90);
  font-size: clamp(2rem, 3.2vw, 2.65rem);
  line-height: 1.28;
  letter-spacing: -0.045em;
}

.institution-audience {
  background: #fff;
}

.institution-audience > .institution-shell > h2 {
  text-align: center;
}

.institution-open-columns {
  margin-top: 3.5rem;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.institution-open-columns article {
  padding: 0.25rem 2.5rem 0.5rem;
}

.institution-open-columns article + article {
  border-left: 1px solid var(--krds-gray-10);
}

.institution-open-columns article > svg {
  width: 34px;
  height: 34px;
  color: var(--krds-primary-50);
  stroke-width: 1.7;
}

.institution-open-columns h3 {
  margin-top: 1.1rem !important;
  color: var(--krds-primary-90);
  font-size: 1.2rem;
  letter-spacing: -0.03em;
}

.institution-open-columns p {
  margin-top: 0.65rem !important;
  color: var(--krds-gray-60);
  font-size: 0.95rem;
  line-height: 1.75;
}

.institution-trust {
  margin-top: 5.5rem;
  padding-top: 4rem;
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.35fr);
  gap: 5rem;
  border-top: 1px solid var(--krds-gray-10);
}

.institution-trust > div > p {
  max-width: 470px;
  margin-top: 1.2rem !important;
  color: var(--krds-gray-60);
  font-size: 1rem;
  line-height: 1.8;
}

.institution-trust dl {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  align-items: start;
}

.institution-trust dl > div {
  min-height: 136px;
  padding: 0.2rem 1.6rem;
}

.institution-trust dl > div + div {
  border-left: 1px solid var(--krds-gray-10);
}

.institution-trust dt {
  color: var(--krds-primary-60);
  font-size: 0.9rem;
  font-weight: 800;
}

.institution-trust dd {
  margin-top: 0.6rem;
  color: var(--krds-gray-70);
  font-size: 0.95rem;
  line-height: 1.75;
}

.institution-flow {
  background: var(--krds-gray-5);
  border-block: 1px solid var(--krds-gray-10);
}

.institution-timeline {
  position: relative;
  margin-top: 4rem !important;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.institution-timeline::before {
  content: "";
  position: absolute;
  top: 24px;
  right: 12.5%;
  left: 12.5%;
  height: 2px;
  background: var(--krds-gray-20);
}

.institution-timeline li {
  position: relative;
  z-index: 1;
  padding-inline: 1.5rem;
  text-align: center;
}

.institution-timeline li > span {
  width: 50px;
  height: 50px;
  margin-inline: auto;
  display: grid;
  place-items: center;
  color: var(--krds-primary-60);
  background: #fff;
  border: 2px solid var(--krds-primary-50);
  border-radius: 50%;
  font-size: 1.05rem;
  font-weight: 800;
}

.institution-timeline h3 {
  margin-top: 1.5rem !important;
  color: var(--krds-primary-90);
  font-size: 1.15rem;
  letter-spacing: -0.025em;
}

.institution-timeline p {
  max-width: 235px;
  margin: 0.75rem auto 0 !important;
  color: var(--krds-gray-60);
  font-size: 0.925rem;
  line-height: 1.75;
}

.institution-features {
  background: #fff;
}

.institution-features__inner {
  display: grid;
  grid-template-columns: minmax(340px, 0.8fr) minmax(560px, 1.35fr);
  align-items: center;
  gap: 5rem;
}

.institution-features__copy > ul {
  margin-top: 2.25rem !important;
  border-top: 1px solid var(--krds-gray-10);
}

.institution-features__copy > ul li {
  min-height: 58px;
  padding-block: 0.85rem;
  display: flex;
  align-items: center;
  gap: 0.9rem;
  color: var(--krds-gray-80);
  border-bottom: 1px solid var(--krds-gray-10);
  font-size: 0.975rem;
  font-weight: 600;
}

.institution-features__copy > ul svg {
  width: 22px;
  height: 22px;
  flex: 0 0 auto;
  color: var(--krds-primary-50);
  stroke-width: 1.8;
}

.institution-accuracy-note {
  margin-top: 1.35rem !important;
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  color: var(--krds-gray-50);
  font-size: 0.82rem;
  line-height: 1.7;
}

.institution-accuracy-note svg {
  width: 17px;
  height: 17px;
  margin-top: 0.2rem;
  flex: 0 0 auto;
}

.institution-text-link {
  margin-top: 1.7rem;
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  color: var(--krds-primary-60) !important;
  font-weight: 700;
  text-decoration: none;
}

.institution-text-link:hover {
  text-decoration: underline;
  text-underline-offset: 3px;
}

.institution-text-link svg {
  width: 18px;
  height: 18px;
}

.institution-text-link + .institution-text-link {
  margin-left: 1.25rem;
}

.institution-product-frame--light {
  border-color: var(--krds-gray-20);
  box-shadow: var(--krds-shadow-3);
}

.institution-apply {
  padding-block: 6.5rem;
  color: #fff;
  background: linear-gradient(135deg, #03163a 0%, #052561 100%);
}

.institution-apply__inner {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(500px, 1.1fr);
  align-items: center;
  gap: 6rem;
}

.institution-apply h2 {
  color: #fff;
  font-size: clamp(2rem, 3vw, 2.4rem);
}

.institution-apply__copy > p {
  max-width: 490px;
  margin-top: 1.25rem !important;
  color: var(--krds-secondary-20);
  font-size: 1.05rem;
  line-height: 1.8;
}

.institution-apply__copy > ul {
  margin-top: 2.5rem !important;
  display: grid;
  gap: 1.2rem;
}

.institution-apply__copy li {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  color: #eaf1fb;
  font-size: 0.975rem;
  font-weight: 600;
}

.institution-apply__copy li svg {
  width: 26px;
  height: 26px;
  padding: 5px;
  flex: 0 0 auto;
  color: #fff;
  background: var(--krds-primary-50);
  border-radius: 50%;
  stroke-width: 2.5;
}

.institution-form-wrap {
  padding: 2.2rem;
  color: var(--krds-gray-90);
  background: #fff;
  border: 1px solid rgba(255, 255, 255, 0.45);
  border-radius: 12px;
  box-shadow: 0 26px 70px rgba(0, 0, 0, 0.28);
}

.institution-form {
  display: grid;
  gap: 1.15rem;
}

.institution-field {
  display: grid;
  grid-template-columns: 132px minmax(0, 1fr);
  align-items: start;
  gap: 1rem;
}

.institution-field label {
  margin-bottom: 0;
  padding-top: 0.75rem;
  display: block;
  color: var(--krds-gray-80);
  font-size: 0.9rem;
  font-weight: 700;
}

.institution-field label span {
  color: var(--krds-gray-50);
  font-weight: 500;
}

.institution-field input,
.institution-field textarea {
  width: 100%;
  min-height: 48px;
  padding: 0.75rem 0.9rem;
  color: var(--krds-gray-90);
  background: #fff;
  border: 1px solid var(--krds-gray-20);
  border-radius: var(--krds-radius-sm);
  font-family: inherit;
  font-size: 0.925rem;
  line-height: 1.5;
  transition: border-color 150ms ease, box-shadow 150ms ease;
}

.institution-field textarea {
  min-height: 108px;
  resize: vertical;
}

.institution-field input::placeholder,
.institution-field textarea::placeholder {
  color: var(--krds-gray-40);
}

.institution-field input:focus,
.institution-field textarea:focus {
  outline: none;
  border-color: var(--krds-primary-50);
  box-shadow: 0 0 0 3px rgba(37, 110, 244, 0.18);
}

.institution-field__help {
  grid-column: 2;
  margin-top: -0.65rem !important;
  color: var(--krds-gray-50);
  font-size: 0.8rem;
  line-height: 1.55;
}

.institution-form__submit {
  width: 100%;
  margin-top: 0.3rem;
  border: 0;
}

.institution-form__submit:disabled {
  cursor: wait;
  opacity: 0.68;
  transform: none;
}

.institution-form__message {
  margin-top: 1rem !important;
  padding: 0.75rem 0.9rem;
  border-radius: var(--krds-radius-sm);
  font-size: 0.875rem;
  font-weight: 600;
}

.institution-form__message--success {
  color: var(--krds-success-60);
  background: var(--krds-success-5);
}

.institution-form__message--error {
  color: var(--krds-danger-60);
  background: var(--krds-danger-5);
}

.institution-form__privacy {
  margin-top: 1.1rem !important;
  color: var(--krds-gray-50);
  font-size: 0.78rem;
  line-height: 1.65;
  text-align: center;
}

.institution-form__privacy a {
  color: var(--krds-primary-60);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.institution-faq {
  background: #fff;
}

.institution-faq__list {
  margin-top: 3rem;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0 4rem;
  border-top: 1px solid var(--krds-gray-20);
}

.institution-faq__list > div {
  padding-block: 1.7rem;
  border-bottom: 1px solid var(--krds-gray-20);
}

.institution-faq__list dt {
  position: relative;
  padding-left: 2rem;
  color: var(--krds-primary-90);
  font-size: 1.05rem;
  font-weight: 800;
}

.institution-faq__list dt::before {
  content: "Q.";
  position: absolute;
  left: 0;
  color: var(--krds-primary-50);
}

.institution-faq__list dd {
  position: relative;
  margin-top: 0.7rem;
  padding-left: 2rem;
  color: var(--krds-gray-60);
  font-size: 0.925rem;
  line-height: 1.75;
}

.institution-faq__list dd::before {
  content: "A.";
  position: absolute;
  left: 0;
  color: var(--krds-gray-80);
  font-weight: 800;
}

.institution-footer {
  color: #fff;
  background: var(--krds-gray-95);
}

.institution-footer__inner {
  padding-block: 3rem 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.institution-footer__inner strong {
  font-size: 1.35rem;
  letter-spacing: -0.04em;
}

.institution-footer__inner p {
  margin-top: 0.3rem !important;
  color: var(--krds-gray-40);
  font-size: 0.875rem;
}

.institution-footer nav {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 1.75rem;
}

.institution-footer nav a {
  color: var(--krds-gray-30);
  font-size: 0.85rem;
  text-decoration: none;
}

.institution-footer nav a:hover {
  color: #fff;
}

.institution-footer__copyright {
  padding-block: 1.25rem;
  color: var(--krds-gray-50);
  border-top: 1px solid var(--krds-gray-80);
  font-size: 0.75rem;
  text-align: center;
}

.institution-page a:focus-visible,
.institution-page button:focus-visible,
.institution-page input:focus-visible,
.institution-page textarea:focus-visible {
  outline: 3px solid var(--krds-primary-30);
  outline-offset: 3px;
}

@media (max-width: 1023px) {
  .institution-nav__links {
    gap: 1.15rem;
  }

  .institution-hero__inner {
    min-height: 0;
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .institution-hero__copy {
    max-width: 760px;
  }

  .institution-hero__product {
    width: min(100%, 820px);
  }

  .institution-trust {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .institution-features__inner {
    grid-template-columns: 1fr;
    gap: 3.5rem;
  }

  .institution-features__copy {
    max-width: 700px;
  }

  .institution-apply__inner {
    grid-template-columns: minmax(0, 0.85fr) minmax(420px, 1fr);
    gap: 3rem;
  }
}

@media (max-width: 767px) {
  html {
    scroll-padding-top: 64px;
  }

  .institution-shell,
  .institution-nav__inner {
    width: min(100% - 2rem, 1200px);
  }

  .institution-nav {
    height: 64px;
  }

  .institution-nav__toggle {
    display: inline-flex;
  }

  .institution-nav__links {
    display: none;
  }

  .institution-nav__links.open {
    position: absolute;
    top: 64px;
    right: 0;
    left: 0;
    padding: 0.75rem 1rem 1rem;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: #fff;
    border-top: 1px solid var(--krds-gray-10);
    box-shadow: var(--krds-shadow-2);
  }

  .institution-nav__links.open > a:not(.institution-nav__cta) {
    padding: 0.8rem 0.25rem;
    border-bottom: 1px solid var(--krds-gray-10);
  }

  .institution-nav__links.open .institution-nav__cta {
    margin-top: 0.8rem;
    text-align: center;
  }

  .institution-hero__inner {
    padding-top: 112px;
    padding-bottom: 4rem;
    gap: 2.75rem;
  }

  .institution-hero h1 {
    font-size: clamp(2.1rem, 10vw, 2.75rem);
    line-height: 1.3;
  }

  .institution-hero__lead {
    font-size: 1rem;
  }

  .institution-hero__actions {
    flex-direction: column;
  }

  .institution-button {
    width: 100%;
  }

  .institution-hero__trust {
    display: grid;
    gap: 0.7rem;
  }

  .institution-section,
  .institution-apply {
    padding-block: 4.5rem;
  }

  .institution-section h2,
  .institution-apply h2 {
    font-size: clamp(1.8rem, 8vw, 2.25rem);
  }

  .institution-open-columns {
    margin-top: 2.6rem;
    grid-template-columns: 1fr;
  }

  .institution-open-columns article {
    padding: 1.5rem 0;
  }

  .institution-open-columns article + article {
    border-top: 1px solid var(--krds-gray-10);
    border-left: 0;
  }

  .institution-trust {
    margin-top: 3.5rem;
    padding-top: 3rem;
  }

  .institution-trust dl {
    grid-template-columns: 1fr;
  }

  .institution-trust dl > div {
    min-height: auto;
    padding: 1.25rem 0;
  }

  .institution-trust dl > div + div {
    border-top: 1px solid var(--krds-gray-10);
    border-left: 0;
  }

  .institution-timeline {
    margin-top: 3rem !important;
    grid-template-columns: 1fr;
    gap: 2.25rem;
  }

  .institution-timeline::before {
    top: 0;
    bottom: 0;
    left: 24px;
    width: 2px;
    height: auto;
  }

  .institution-timeline li {
    min-height: 72px;
    padding: 0 0 0 76px;
    text-align: left;
  }

  .institution-timeline li > span {
    position: absolute;
    top: 0;
    left: 0;
    margin: 0;
  }

  .institution-timeline h3 {
    margin-top: 0 !important;
  }

  .institution-timeline p {
    max-width: none;
    margin-left: 0 !important;
  }

  .institution-features__inner {
    gap: 2.75rem;
  }

  .institution-features__copy > ul li {
    align-items: flex-start;
  }

  .institution-features__copy > ul svg {
    margin-top: 0.15rem;
  }

  .institution-apply__inner {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .institution-form-wrap {
    padding: 1.35rem;
  }

  .institution-field {
    display: block;
  }

  .institution-field label {
    margin-bottom: 0.45rem;
    padding-top: 0;
  }

  .institution-field__help {
    margin-top: 0.4rem !important;
  }

  .institution-faq__list {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .institution-footer__inner {
    padding-block: 2.5rem 2rem;
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (prefers-reduced-motion: reduce) {
  .institution-page *,
  .institution-page *::before,
  .institution-page *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}